Remember When a 1-Year CD Was at 7.25%? (Chart)

First, here's an E-Trade ad from 1999.

According to, the national average rate on a 1-year CD is currently at 0.24% and the site's average is at 0.70%. Interesting how things have changed. I found a historical chart on the St. Louis Fed's FRED database.

Source: St. Louis Fed (direct link)

The ad was from a post on reinventing online advertising.

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