New Jersey’s Student Loan Program Is ‘State-Sanctioned Loan-Sharking’

“It’s state-sanctioned loan sharking,” said Daniel Frischberg, a bankruptcy lawyer. “The New Jersey program is set up so that you fail.”

This story was co-published with The New York Times. Amid a haze of grief after her son’s murder last year, Marcia DeOliveira-Longinetti faced an endless list of tasks — helping the police access Kevin’s phone and email, cancelingng his subscriptions, credit cards and bank accounts, and arranging his burial in New Jersey. And then there were…

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